Bridging Finance

Short-term lending to keep your project moving

3 hours

Enquiry to Decisions in Principle

  • LTV calculated on Open Market Value (OMV)
  • Rates from 0.65%
  • Funding up to 75% LTV

About Oblix Capital bridging loans

Bridging loans are short-term finance designed to “bridge” the gap between stages of finance. For example, a development exit loan may help your client to find a buyer for their project, or a refurbishment bridge may help them to carry out works on an existing property before selling at a profit.

Bridging loan product guide

Oblix Capital Bridging Finance Products

Residential bridging

Our residential bridging loans, from auction purchase to refinancing with capital raising

Residential bridging

Refurbishment bridging

From light to heavy refurbishment projects, including extensions and conversions

Refurbishment bridging

Commercial bridging

For properties with a business, or part-residential and part-commercial, use

Commercial bridging

Permitted development

For property purchases ahead of converting from commercial to residential

Permitted development

Development exit

Finance designed to give developers more time to sell newly developed residential properties

Development exit

Land with planning

Development or restructure of existing residential property with planning permission

Land with planning

Second charge bridge

Bridging loans secured on properties with a first charge in place

Second charge bridging

Calculators

Use our bridging loan calculators to see if your case fits with Oblix Capital.

Calculators

Case study

Commercial bridge to development wrap loan

An experienced property developer needed finance for his latest project. The client was looking to purchase a vacant four-floor commercial office building in East Midlands, with a view to tweaking the planning, to convert into an 86-bedroom student premises.

Oblix sat down with the developer, and created a product which allowed him to initially purchase the site, and later convert into a full development loan. The property was valued at £4.9m, and the borrower required a loan of £2.9m, over 18 months.

Talk to an expert about your project

Complete our application form, or call us direct on: 020 7495 1927

Contact us

Get an indicative quote

Use our calculators to see if your case fits, and receive a quick quote.

Don’t forget, we’re the home of creative real estate lending, so speak to one of our team if it doesn’t quite work at first glance.

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