Refurbishment bridging loans

From light to heavy refurbishment projects

3 hours

Enquiry to Decision in Principle

  • LTV calculated on Open Market Value (OMV)
  • 3-12 month terms
  • Rates from 0.65%, funding up to 75% LTV

About our refurbishment loans

If your client is looking to refurbish a property and either sell or rent upon completion of the works, our refurb products may be for them.

From light refurbishment such as painting and decorating to heavy refurbishments including extensions and conversions, we lend on a range of scenarios.

Download product guide

Key information

  • Rates from 0.65%
  • Loans from £50k to £7.5m
  • For heavy refurb, a max loan of £2m applies
  • Minimum property value £100,000
  • Non-regulated bridging available throughout England, Wales and Scotland
  • Funding can be provided to individuals, partnerships and limited companies
  • Interest can either be deducted or serviced
  • Terms from 3 to 12 months
  • 75% maximum LTV can (subject to underwriting) be re-applied to the revised market valuation at Building Control stage on the Heavy Refurbishment bridge, enabling further borrowing
  • Enquiries that fall outside our guidelines may still be required

Don’t see what you’re looking for?

We’re the home of creative real estate lending. We can consider enquiries that fall outside of these guidelines.

Speak to one of our experts today and they will see if there’s a way to get your deal done.

Contact us

Case study

Refurbishment bridge loan

Oblix Capital provided £7.2m to a developer which allowed them to finish their large project in Newbury and release capital so they could move onto the next one.

The property was valued at £14.4m and the borrower required a loan of £7,786m over 9 months.

Get an indicative quote

Use our new residential refurbishment bridging calculator to see if your case fits, and get a quick quote.

Don’t forget, we’re the home of creative real estate lending, so speak to one of our team if it doesn’t quite work at first glance.


Talk to an expert about your project

Complete our application form, or call us direct on: 020 7495 1927

Contact us